Money & Exchange

1. Kde je bankomat?

   kde ye BAN-ko-mat

   Where is the ATM?

   Usage

   Used to find the nearest ATM to withdraw cash

   Grammar Note

   "bankomat" is the Czech word for ATM. Many are available in Prague's Old Town but beware of high-fee operators

2. Jaký je kurz koruny?

   YA-kee ye kurz KO-ru-ni

   What is the exchange rate for the Czech crown?

   Usage

   Used at a currency exchange or bank to check the CZK exchange rate

   Grammar Note

   Czech Republic is in the EU but uses Czech koruna (CZK/Kč), not the euro. Tourist exchange booths often charge high fees

3. Mohu platit kartou?

   MO-hu PLA-tyit KAR-tou

   Can I pay by card?

   Usage

   Used to ask if card payment is accepted at a restaurant, shop, or attraction

   Grammar Note

   "kartou" is the instrumental of "karta" (card). Instrumental without preposition expresses means. Cash: "hotově"

4. Kde mohu vyměnit peníze?

   kde MO-hu VI-mnye-nyit PE-nyee-ze

   Where can I exchange money?

   Usage

   Used to find a place to exchange foreign currency into Czech koruna

   Grammar Note

   In Prague, using an ATM usually gives the best exchange rate. "směnárna" means "currency exchange booth"

5. Kolik to stojí?

   KO-lik to STO-yee

   How much does it cost?

   Usage

   Used in any shopping or service context to ask the price

   Grammar Note

   "stojí" is 3rd person singular of "stát" (to cost). Prices are expressed in "Kč" (koruna) or "korun"

6. Spropitné je zahrnuto?

   SPRO-pit-ne ye ZA-hr-nu-to

   Is the tip included?

   Usage

   Used at a restaurant to ask whether gratuity is already included in the bill

   Grammar Note

   10% tip is customary in Czech Republic. Rounding up the bill ("Keep the change") is the standard practice

7. Účet, prosím

   OO-chet PRO-seem

   The bill, please

   Usage

   Used at a restaurant or café to request the bill

   Grammar Note

   Czech waiters rarely bring the bill automatically. You need to ask with "Účet, prosím"

8. Mám jen velké bankovky

   mahm yen VEL-ke BAN-kov-ki

   I only have large bills

   Usage

   Used to inform a vendor when you only have large denomination notes

   Grammar Note

   Main CZK banknotes: 100, 200, 500, 1000, 2000 Kč. Small shops prefer smaller denominations or coins

9. Mohu dostat stvrzenku?

   MO-hu DO-stat STVR-zen-ku

   Can I get a receipt?

   Usage

   Used to request a receipt after a purchase, often needed for expense reports or insurance claims

   Grammar Note

   "stvrzenka" is a general receipt. A detailed VAT invoice is called "daňový doklad"

10. Přijímáte eura?

    PRZHI-yee-mah-te EU-ra

    Do you accept euros?

    Usage

    Used when you only have euros and need to check if a Czech shop accepts them

    Grammar Note

    Czech Republic doesn't use the euro. Some tourist spots accept euros but often at an unfavorable rate

11. Kauce

    KAU-tse

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Vrácení peněz

    VRAH-tse-nyee PE-nyez

    Refund

    Usage

    Used when asking for money to be returned

13. Záloha

    ZAH-lo-ha

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

14. Příplatek

    PRZHI-pla-tek

    Extra charge

    Usage

    Used to indicate an additional charge added later

15. Poplatek za službu

    PO-pla-tek za SLUZH-bu

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

16. Hotovost

    Cash

    Usage

    Shows you will pay cash; "I'll pay cash" is "Zaplatím hotově". Small shops may be cash-only

17. Platební karta

    Payment card

    Usage

    Shows you want to pay by card; "can I pay by card?" is "Mohu platit kartou?"

18. Každý zvlášť

    Separately (each pays own)

    Usage

    Ask the server to bill each person separately — standard practice in Czech restaurants

19. Všechno dohromady

    All together (one bill)

    Usage

    Ask for one bill covering everyone; "dohromady" means "combined"

20. Příliš drahé

    Too expensive

    Usage

    Show this when a price is too high — hold it next to the bill if you suspect overcharging

21. Drobné

    Change (coins)

    Usage

    Small change; "keep the change" is "Drobné si nechte", and to ask for change back say "Vraťte mi, prosím"

    Grammar Note

    Always used in the plural; banknotes are "bankovky"

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